Applications remain open for Türkiye’s Artificial Intelligence Loan Program, which offers financing from TL 500,000 to TL 5 million to technology ventures that develop artificial intelligence or use it in their business processes. The program, carried out through KOSGEB and GO Digital Wallet, will accept applications until December 31, 2026.
What is the purpose of the program?
KOSGEB says the program was introduced to make artificial intelligence technologies more accessible to technology and innovation-focused businesses, expand their digital capacity and improve their production capabilities. It specifically targets the cost of high-performance computing, secure data storage and access to artificial intelligence tools.
Rather than operating as a direct cash grant, the scheme provides a loan that can be used for eligible infrastructure and technology services. For approved businesses, loan procedures will be handled through GO Digital Wallet. The model is intended to direct financing toward technical services required for developing and deploying artificial intelligence products.
How much financing is available?
Eligible businesses may use loans ranging from TL 500,000 to TL 5 million. Under the repayment structure announced by KOSGEB, no payment will be required during the first 12 months from the start of the support period. The loan will then be repaid in 12 equal installments.
The TL 5 million figure is the program’s upper limit and does not mean every approved company will automatically receive the maximum amount. Applications will be assessed under the program’s eligibility and implementation rules. Companies should review the current directive, commitment document and application form before submitting their request.
Which expenses are eligible?
The program can finance services related to high-performance computing resources. KOSGEB lists GPU, CPU and RAM capacity, secure data storage services, artificial intelligence data center services and artificial intelligence tools and platform services among the supported items.
This coverage is particularly relevant for startups facing high infrastructure costs during model training, data processing, product development, testing and scaling. Businesses will be able to benefit from the program for eligible services purchased from data centers that have signed a protocol with KOSGEB.
Who can apply?
Applicants must hold a valid Technopreneurship Badge on the application date. They must also be registered in the KOSGEB database and have an active, up-to-date business declaration. Applications are received through the KOSGEB SME Information System, while approved businesses continue the loan process through GO Digital Wallet.
The Ministry of Industry and Technology and KOSGEB expect the program to strengthen Türkiye’s domestic artificial intelligence ecosystem and make computing infrastructure more accessible to startups. Because applications remain open until the end of the year, eligible companies have time to prepare their project and budget plans.
Why does the program matter?
Hardware, cloud computing, data storage and platform costs can create a major barrier for companies developing artificial intelligence products. The financing ceiling of TL 5 million and the 12-month repayment-free period make the program a notable funding option, particularly for early-stage and growing technology ventures.
Companies considering an application should evaluate the loan terms alongside their commercial needs and repayment capacity. KOSGEB publishes the program details, current application documents and procedural steps through its official channels.
