The share of homes covered by an active compulsory earthquake insurance policy in Türkiye stands at about 58 percent. Anadolu Agency reported on August 16, 2026, citing current information from the Natural Catastrophe Insurance Pool, known as DASK, that 11,700,223 homes had an active policy. DASK’s online earthquake map displayed a nationwide coverage rate of 58.10 percent when accessed. The small difference between the figures reflects rounding.
Coverage varies considerably by region
According to the regional data reported by Anadolu Agency, the Marmara region has the highest coverage rate at 65 percent. Eastern Anatolia follows at 64 percent and Southeastern Anatolia at 63 percent. The Aegean and Mediterranean regions are both at 59 percent, Central Anatolia is at 51 percent, and the Black Sea region has the lowest rate at 45 percent. The national average therefore does not describe every region equally.
DASK’s active-policy statistics page says the data can also be examined by province, number of floors, construction year, floor area and building type. Because the dashboard is dynamic, the policy total can change after this report is published. Later comparisons should use the current DASK table and record the date on which it was accessed.
What does DASK cover?
DASK was established in 2000 to administer Türkiye’s compulsory earthquake insurance system. According to the institution’s official coverage information, a policy provides building protection within defined limits for damage caused directly by an earthquake and for earthquake-triggered fire, explosion, landslide and tsunami. It should not be assumed that household contents or every type of loss is protected under the same policy.
Anadolu Agency’s report, based on DASK data, says the institution has received 867,275 damage notifications linked to 1,397 damaging earthquakes since operations began. The largest annual number of notifications was 653,081 in 2023. DASK Secretary General Balkır Demirkan said the institution processed 540,000 files in nine months after the 2023 Kahramanmaraş earthquakes and paid 39 billion Turkish liras in claims.
What does the 58 percent rate mean?
The figure indicates that a substantial majority of insurable homes are inside the system, while roughly 42 percent do not currently have an active compulsory policy. It should not be read as proof that every uncovered home has never been insured. Policies that expired or were not renewed also affect the active-coverage rate. DASK management says the legal objective is full coverage and that the present level is not considered sufficient.
Population, housing stock and renewal behavior should also be considered when regional figures are compared. Demirkan said coverage tends to be higher in places that experience earthquakes more frequently, while renewal can be weaker in some areas where earthquakes are felt less often. That is the institution’s assessment and does not, by itself, establish a single cause for every province.
Where can the latest figures be checked?
DASK’s official statistics pages publish active policy totals and coverage rates. The premium for an individual home is calculated using information such as location, construction type, building age, number of floors and gross floor area. The nationwide coverage rate therefore does not show the premium or insured amount for a particular property. This report reflects institutional data available on August 16, 2026.
